TERMS OF SERVICE & PRIVACY POLICY & REFUND POLICY
(TERMS OF SERVICE)
Welcome to ReflectiveHub.com ("Website"). These Terms of Service ("Terms") govern your use of our Website and services ("Services"). By accessing or using our Website, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use our Website.
Use of Services Eligibility: You must be at least 18 years old to use our Services.
Account Registration: You may need to register for an account to access certain features of our Services. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. Prohibited Conduct: You agree not to use our Services for any unlawful purpose or in any way that could damage, disable, overburden, or impair our Website. This includes, but is not limited to, uploading or transmitting any material that contains viruses or other harmful code. User Content Responsibility: You are solely responsible for any content you post, upload, or otherwise make available through our Services ("User Content"). License: By submitting User Content, you grant Reflective Hub a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and distribute your User Content in connection with the Services. Privacy: Your use of our Services is also governed by our Privacy Policy, which can be found below. Please review the Privacy Policy to understand our practices. Intellectual Property: All content on our Website, including text, graphics, logos, and software, is the property of Reflective Hub or its licensors and is protected by intellectual property laws. You may not use any content from our Website without our express written permission. Disclaimers Our Services are provided "as is" and "as available" without warranties of any kind, either express or implied. Reflective Hub does not warrant that our Services will be uninterrupted or error-free. Limitation of Liability: To the fullest extent permitted by law, Reflective Hub shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of our Services. Indemnification: You agree to indemnify and hold Reflective Hub harmless from any claims, losses, or damages, including attorney's fees, arising out of your use of our Services or your violation of these Terms. Changes to Terms: We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on our Website. Your continued use of our Services after such changes constitutes your acceptance of the new Terms. Governing Law: These Terms are governed by and construed in accordance with the laws of the United States, without regard to its conflict of law principles. Contact Information: If you have any questions about these Terms, please contact us at info@reflectivehub.com
(PRIVACY POLICY)
Reflective Hub ("we," "us," "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and share your personal information when you use our Website and Services. Information We Collect Personal Information: We collect information that can identify you, such as your name, email address, and phone number, when you register for an account or contact us. Usage Information: We collect information about your interactions with our Website, such as your IP address, browser type, and pages visited. How We Use Your Information: We use your information to: Provide and improve our Services, Communicate with you about your account and our Services, Respond to your inquiries and support requests, Analyze usage trends and improve our Website. Sharing Your Information: We do not share your personal information with third parties except: With your consent, To ensure the service we provide works meaningfully with third party websites, To comply with legal obligations, To protect and defend our rights and property, With service providers who assist us in operating our Website and Services. Cookies: We use cookies and similar technologies to collect usage information and improve your experience on our Website. You can control the use of cookies through your browser settings. Data Security: We implement reasonable security measures to protect your personal information from unauthorized access, use, or disclosure. However, no internet transmission is completely secure, and we cannot guarantee the security of your information. Your Rights: You have the right to access, update, or delete your personal information. You can exercise these rights by contacting us at info@reflectivehub.comChanges to Privacy Policy: We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our Website. Your continued use of our Services after such changes constitutes your acceptance of the new Privacy Policy. Contact Information: If you have any questions about this Privacy Policy, please contact us at info@reflectivehub.com
(REFUND POLICY)
All Sales Are Final: All sales made on ReflectiveHub.com are final. Once a purchase is completed, no refunds will be provided. No Refunds: We do not offer refunds or exchanges for any products or services purchased through our Website. Any payments received by Reflective Hub are for operational costs (e.g., employees, contractors, etc.). Please ensure that you thoroughly review your order before completing your purchase. Contact Information: If you have any questions regarding our refund policy, please contact us at info@reflectivehub.comThank you for your understanding and cooperation.